Last week we talked about the importance of prioritizing your needs and evaluating whether your doctor (or medical center) is the right fit for you. There are some things you can sacrifice in life, but this is an area we believe you should never settle on. This week we’ll touch on another important question to ask yourself this year, one that’s linked closely to our first one. Do you have health insurance?
On the off-chance that 2015 has a few more downs than ups when it comes to your family’s health, it’s important to have thought about your health insurance. Do you need it? Do you have it? If you do have it, what are the specifics? Does your health insurance work for the needs of your family, or would you be better served with a different plan? If you don’t have it and you think you might need it, how can you go about getting it? If you don’t need it and you don’t want it, how can you make sure that you’re minimizing the amount you pay out-of-pocket for any medical procedures you might need?
It’s important to understand your health insurance situation, so we really encourage our patients to understand the type of plan that they have and whether or not it’s meeting their needs. It’s not a bad idea to shop around and compare your options, in fact—we encourage that! Find what works for you and let it work.
If you’re not insured, make sure to utilize whatever resources you have when it comes to minimizing your medical bills. There are a lot of great websites out there that will help you find the lowest prices for any medical procedures you might need (Save On Medical is one that we’ve had great experiences with), so save yourself some money and take advantage of them.
Whether you’re insured or not, understanding your plan (or lack thereof) is the first step to getting your health and medical life in order. It’s the foundation for how you deal with any medical surprises 2015 has in store for your family, both good and bad.